Case Study: Tribal Villagers Denied Banking Services – Legal Intervention in Utnoor
📅 Filed: 2023 | Duration: 4 months | Status: Resolved through legal notice & follow-up
Client: Group of tribal farmers from a village near Jainoor, Telangana
Case Type: Right to Access Banking Services (Administrative & Legal Intervention)
Jurisdiction: Adilabad District (Utnoor Sub-Division)
A group of tribal farmers approached Advocate Abdul Kaleem after they were repeatedly denied basic banking services like account opening, KYC verification, and direct benefit transfers (DBT) by a rural branch of a nationalized bank. Despite having Aadhaar and land documents, the bank cited vague technical reasons to refuse service.
Recognizing this as a violation of Articles 14 and 21 of the Constitution (Right to Equality & Right to Livelihood), Advocate Kaleem sent a formal **legal notice** to the bank, citing RBI circulars on inclusive banking and Scheduled Tribe rights. The matter was also escalated to the District Collector’s office.
Within weeks, the bank initiated a corrective drive, opened accounts for all affected individuals, and appointed a rural banking correspondent for the hamlet. The intervention ensured access to government schemes, MNREGA wages, and insurance for the tribal community.
🔍 Key Legal Highlights:
- Violation of RBI financial inclusion guidelines
- Legal notice served under Banking Ombudsman framework
- Case supported by SC/ST (Prevention of Atrocities) Act provisions
- Local administration took immediate compliance action
✅ Tags: tribal rights Adilabad, legal notice to bank, banking denial case Telangana, Abdul Kaleem tribal legal aid, rural financial rights, banking discrimination case
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