Case Study: Legal Relief in Loan Repayment Harassment by Bank Officials
📅 Filed: 2023 | Duration: 4 months | Status: Resolved through consumer court & legal notice
Client: Mr. Anil (Name Changed)
Case Type: Bank Harassment, Mental Torture, Deficiency of Service
Jurisdiction: Consumer Forum, Adilabad
Mr. Anil approached Advocate Abdul Kaleem’s office after receiving threatening calls from bank recovery agents, despite having paid off his loan months ago. The bank continued to demand unjustified charges, including hidden interests not mentioned in the original loan agreement.
Legal notice was issued to the bank, warning them against further harassment. A formal complaint was then filed with the **District Consumer Disputes Redressal Commission**, highlighting **mental trauma, breach of contract, and unethical banking conduct**.
The matter was resolved quickly, with the bank issuing a written apology, waiving the false dues, and compensating the client for emotional distress. This case stood as an example for holding large institutions accountable for unfair trade practices.
🔍 Key Legal Highlights:
- Consumer complaint filed for harassment and mental torture
- Demand of illegal post-closure interest challenged
- Legal notice issued citing RBI and consumer protection rules
- Full waiver, compensation, and written apology obtained
✅ Tags: harassment after loan closure, Advocate Abdul Kaleem, legal action against bank agents, Adilabad consumer forum case, mental torture due to financial pressure, hidden loan charges
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